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Fairshot Financial provides protection by covering risks in areas like health, home, and auto. You pay premiums, and we ensure you’re covered when you need it most.
2. Compare Rates
Easily compare insurance rates from top providers using Fairshot Financial. Find the best premiums and coverage to fit your needs.
3. Find Coverage
Assess your needs and find the right coverage with Fairshot Financial. We help you choose the best insurance to protect your assets and loved ones.
Explore Our Recent Guides & Articles
We're here to answer your insurance questions, provide advice, and save you money.
How risk management can reduce your business insurance costs
Risk management is a critical component of any successful business strategy. It involves identifying, assessing, and prioritizing risks followed by coordinated efforts to minimize, monitor, and...
Why life insurance gets more expensive with age
Life insurance serves as a financial safety net for individuals and their families, providing a monetary benefit upon the death of the insured. This financial product is designed to alleviate the...
How to bundle home and auto insurance for maximum savings
Bundling insurance policies is a strategic approach that many individuals and families adopt to streamline their coverage while simultaneously enjoying financial benefits. At its core, bundling...
Are you overpaying for renters insurance
Renters insurance is a type of insurance policy designed to protect individuals who are renting a home or apartment. Unlike homeowners insurance, which covers the structure of the home itself,...
Does a home security system really reduce insurance costs
Home insurance is a critical component of property ownership, providing financial protection against various risks such as theft, fire, and natural disasters. The cost of home insurance can vary...
How pet insurance costs compare to vet bills
Pet ownership is often romanticized, with images of playful puppies and cuddly kittens dominating social media feeds. However, the reality of bringing a pet into one’s home involves a significant...
Why travel insurance may be worth the cost
Traveling, whether for leisure or business, often comes with a myriad of uncertainties. One of the most significant benefits of travel insurance is the peace of mind it provides. Knowing that you are financially protected against unforeseen events allows travelers to...
Ways to lower home insurance without sacrificing protection
When it comes to securing homeowners insurance, one of the most prudent steps you can take is to shop around for the best rates. The insurance market is highly competitive, and premiums can vary significantly from one provider to another. By obtaining quotes from...
What increases the cost of home insurance
The location of a home plays a pivotal role in determining its insurance premiums and coverage options. Homes situated in urban areas often face higher insurance costs due to increased risks associated with theft, vandalism, and natural disasters. For instance, a...
How much does homeowners insurance cost in 2025
As we move into 2025, the landscape of homeowners insurance is evolving, shaped by a myriad of factors that influence both the cost and availability of coverage. Homeowners insurance serves as a critical financial safety net, protecting individuals from potential...
What’s the cost of gap insurance and is it worth it
Gap insurance, or Guaranteed Asset Protection insurance, is a specialized type of coverage designed to protect vehicle owners from financial loss in the event their car is totaled or stolen. When a vehicle is declared a total loss, the standard auto insurance policy...
How insurance deductibles affect your premiums
Insurance deductibles are a fundamental aspect of many types of insurance policies, including health, auto, and homeowners insurance. A deductible is the amount of money that a policyholder must pay out-of-pocket before their insurance coverage kicks in. For instance,...
How location impacts your car insurance costs
The distinction between urban and rural areas is a significant factor in determining car insurance premiums. Urban areas, characterized by high population density, often experience a greater number of vehicles on the road, leading to increased traffic congestion and a...
Car insurance for teen drivers why it’s so expensive and how to save
When it comes to car insurance, understanding the risk factors that influence premiums is crucial, especially for teen drivers. Statistically, young drivers are considered high-risk due to their inexperience behind the wheel. According to the National Highway Traffic...
How age and gender influence your car insurance rate
Car insurance is a critical component of vehicle ownership, providing financial protection against accidents, theft, and other unforeseen events. The rates for car insurance can vary significantly based on a multitude of factors, including the driver's age, gender,...
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Does Speeding in a School Zone Raise Insurance Rates More?
Speeding in school zones is a critical issue that affects the safety of children and the broader community. These areas are specifically designated to protect young pedestrians and cyclists, who are...
Navigating Insurance After a Parking Lot Fender Bender
Navigating the complexities of auto insurance can be daunting, especially when faced with the aftermath of an accident. Understanding your coverage is the first step in ensuring that you are...
Is Your Car Seat Expired? Why It Matters for Insurance and Safety
Car seats are essential safety devices designed to protect children during vehicle travel. However, many parents and caregivers may not be aware that these seats come with expiration dates....
Is It Safe to Drive After a Minor Accident Without a Police Report?
Reporting minor accidents is a crucial aspect of responsible driving and maintaining safety on the roads. Even when the damage appears minimal, the implications of not reporting can be significant....
The Impact of Vehicle Recalls on Insurance and Liability
Vehicle recalls are a critical aspect of automotive safety and consumer protection, initiated when manufacturers identify defects that could compromise the safety or performance of their vehicles....
The Impact of Hands-Free Devices on Accidents and Insurance Claims
In the modern era, hands-free devices have become ubiquitous, particularly in the context of driving. These technologies, which allow users to engage in phone calls, access navigation systems, and...