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1. Answer Questions
Fairshot Financial provides protection by covering risks in areas like health, home, and auto. You pay premiums, and we ensure you’re covered when you need it most.
2. Compare Rates
Easily compare insurance rates from top providers using Fairshot Financial. Find the best premiums and coverage to fit your needs.
3. Find Coverage
Assess your needs and find the right coverage with Fairshot Financial. We help you choose the best insurance to protect your assets and loved ones.
Explore Our Recent Guides & Articles
We're here to answer your insurance questions, provide advice, and save you money.
How location impacts your car insurance costs
The distinction between urban and rural areas is a significant factor in determining car insurance premiums. Urban areas, characterized by high population density, often experience a greater number...
Car insurance for teen drivers why it’s so expensive and how to save
When it comes to car insurance, understanding the risk factors that influence premiums is crucial, especially for teen drivers. Statistically, young drivers are considered high-risk due to their...
How age and gender influence your car insurance rate
Car insurance is a critical component of vehicle ownership, providing financial protection against accidents, theft, and other unforeseen events. The rates for car insurance can vary significantly...
Is extended warranty insurance a waste of money
Extended warranty insurance, often referred to as a service contract or protection plan, is a type of insurance that provides coverage for repairs or replacements of products after the...
How to lower motorcycle insurance premiums
Motorcycle insurance premiums are influenced by a myriad of factors that can significantly affect the cost of coverage. One of the primary determinants is the type of motorcycle being insured....
Should you drop full coverage to save on car insurance
Full coverage insurance is a term that often causes confusion among consumers. It typically refers to a combination of different types of auto insurance policies that provide comprehensive...
The cheapest cars to insure in 2025
As we step into 2025, the landscape of car insurance has evolved significantly, shaped by technological advancements, regulatory changes, and shifting consumer behaviors. The insurance industry is increasingly influenced by data analytics, artificial intelligence, and...
How car make and model impact insurance costs
The choice of car make and model is a significant factor that influences insurance costs, often in ways that many consumers may not fully understand. When individuals purchase a vehicle, they typically consider aspects such as price, performance, and aesthetics....
How bundling insurance policies can save you money
Bundling insurance policies refers to the practice of purchasing multiple types of insurance coverage from a single provider, often at a discounted rate. This approach is commonly seen in the realm of home and auto insurance, where consumers can combine their...
How marriage affects your insurance premiums
Marriage is often viewed as a significant milestone in life, symbolizing a commitment between two individuals. Beyond the emotional and social implications, marriage can also have practical financial consequences, particularly in the realm of insurance. Insurance...
What affects the cost of car insurance the most
Age and driving experience are two critical factors that insurance companies consider when determining auto insurance premiums. Statistically, younger drivers, particularly those in the 16 to 25 age bracket, are deemed higher risk due to their relative inexperience...
Why your neighbor pays less for insurance and how you can too
Insurance rates are influenced by a multitude of factors, each contributing to the overall risk assessment that insurers perform when determining premiums. One of the primary elements is the type of coverage selected. For instance, comprehensive coverage, which...
How to get affordable insurance with a low credit score
Credit scores play a pivotal role in determining insurance premiums across various sectors, particularly in auto and homeowners insurance. Insurers often utilize credit-based insurance scores as a predictive tool to assess the likelihood of a policyholder filing a...
Are you paying too much for coverage you don’t need
Insurance coverage is a complex landscape that encompasses various types of policies designed to protect individuals and businesses from financial loss. At its core, insurance serves as a safety net, providing peace of mind in the face of unforeseen events. To...
Is cheap insurance really worth it the hidden costs
When individuals or businesses seek insurance, the allure of low premiums can be incredibly tempting. However, opting for cheap insurance often comes with a host of hidden dangers that can lead to significant financial repercussions down the line. One of the primary...
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Test Drive Insurance: What Dealers and Drivers Should Know
Test drive insurance is a specialized form of coverage designed to protect both car dealerships and potential buyers during the test drive process. When a customer expresses interest in a vehicle,...
Is It Safe to Drive With a Temporary Spare Tire—and Are You Insured?
A temporary spare tire, often referred to as a "donut" tire, is a compact, lightweight tire designed to be used as a short-term solution in the event of a flat tire. Unlike full-sized spare tires,...
The Benefits of Dashcams for Insurance Claims
Dashcams, or dashboard cameras, have emerged as a vital tool for drivers in recent years, gaining popularity due to their ability to record real-time footage of the road ahead. These compact...
What Happens After a Commercial Vehicle Accident?
In the aftermath of an accident, the immediate response is crucial for ensuring the safety of all involved parties. The first step is to assess the situation and check for injuries. If anyone is...
Understanding Child Car Seat Laws and Insurance Claims
Child car seat laws are critical components of road safety regulations designed to protect the most vulnerable passengers—children. These laws are grounded in extensive research that demonstrates...
What Happens If You Hit a Pedestrian? Legal and Insurance Ramifications
Pedestrian accidents represent a significant public safety concern, particularly in urban environments where foot traffic is prevalent. These incidents occur when a vehicle collides with a person...