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1. Answer Questions
Fairshot Financial provides protection by covering risks in areas like health, home, and auto. You pay premiums, and we ensure you’re covered when you need it most.
2. Compare Rates
Easily compare insurance rates from top providers using Fairshot Financial. Find the best premiums and coverage to fit your needs.
3. Find Coverage
Assess your needs and find the right coverage with Fairshot Financial. We help you choose the best insurance to protect your assets and loved ones.
Explore Our Recent Guides & Articles
We're here to answer your insurance questions, provide advice, and save you money.
The cheapest cars to insure in 2025
As we step into 2025, the landscape of car insurance has evolved significantly, shaped by technological advancements, regulatory changes, and shifting consumer behaviors. The insurance industry is...
How car make and model impact insurance costs
The choice of car make and model is a significant factor that influences insurance costs, often in ways that many consumers may not fully understand. When individuals purchase a vehicle, they...
How bundling insurance policies can save you money
Bundling insurance policies refers to the practice of purchasing multiple types of insurance coverage from a single provider, often at a discounted rate. This approach is commonly seen in the realm...
How marriage affects your insurance premiums
Marriage is often viewed as a significant milestone in life, symbolizing a commitment between two individuals. Beyond the emotional and social implications, marriage can also have practical...
What affects the cost of car insurance the most
Age and driving experience are two critical factors that insurance companies consider when determining auto insurance premiums. Statistically, younger drivers, particularly those in the 16 to 25 age...
Why your neighbor pays less for insurance and how you can too
Insurance rates are influenced by a multitude of factors, each contributing to the overall risk assessment that insurers perform when determining premiums. One of the primary elements is the type of...
How to save on insurance without cutting coverage
When it comes to insurance, understanding your coverage needs is the cornerstone of making informed decisions. Each individual or family has unique circumstances that dictate the type and amount of insurance required. For instance, a young couple just starting their...
Insuring Teen Drivers: What You Need to Know
Insuring teen drivers is a critical aspect of responsible parenting and financial planning. As adolescents transition into adulthood, they often gain newfound independence, which includes the ability to drive. This newfound freedom, however, comes with significant...
Is Car Modification Safe and Insurable?
Car modification is a practice that has gained immense popularity among automotive enthusiasts and casual drivers alike. At its core, car modification involves altering a vehicle's original specifications to enhance performance, aesthetics, or functionality. This can...
Filing an Insurance Claim After an Accident: Time Limit Explained
When it comes to filing an insurance claim, understanding the time limit is crucial. Each type of insurance—be it auto, health, or homeowners—has its own specific time frame within which a claim must be filed. These time limits are often dictated by state laws and the...
What’s the Time Limit for Filing an Insurance Claim After an Accident?
When it comes to filing an insurance claim, understanding the time limit is crucial. Each insurance policy typically stipulates a specific period within which a claim must be filed after an incident occurs. This time frame can vary significantly depending on the type...
The Impact of Night Driving on Insurance Costs
Night driving presents a unique set of challenges and experiences that differ significantly from daytime travel. As the sun sets and darkness envelops the roads, visibility diminishes, and the dynamics of driving change. The allure of nighttime travel often draws...
The Impact of Distracted Driving on Insurance and Safety
Distracted driving has emerged as a significant public safety concern in recent years, capturing the attention of lawmakers, safety advocates, and the general public alike. Defined as any activity that diverts attention from driving, distracted driving encompasses a...
Should You File an Insurance Claim for Minor Vehicle Damage?
Minor vehicle damage typically refers to cosmetic or superficial issues that do not significantly impair the vehicle's functionality or safety. This can include scratches, dents, and small paint chips that occur as a result of everyday driving incidents, such as...
The Impact of Airbags on Car Insurance Costs
Airbags have become a quintessential feature in modern automobiles, serving as a critical component of vehicle safety systems. Introduced in the late 20th century, airbags are designed to deploy during a collision, providing a cushion that helps to protect occupants...
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